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Company Analysis

Atlantic American Corporation AAME

A comprehensive view of key metrics, scores, and financial health for Atlantic American Corporation

Overview of Atlantic American Corporation

AAME NGM
Financial Services Insurance - Life Micro Cap
Atlantic American Corporation (AAME), is a Micro Cap company, in the Insurance - Life industry, last closed at $2.77, about 59885.2% undervalued vs fair value, +89.7% 1Y return, ranked 621/1004 in sector.
$2.77
-0.72%
As of March 13, 2026
Previous close • Vol 90d: 74.4%
52-Week Range
Market Cap
$56.50M
Enterprise Value
$49.37B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.atlam.com
HQ Atlanta, GA
Employees 153
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$921
$1662
$3112
Current: $2.77 +59885% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$2.0B
Net Interest Income
$-2.0B
-8.7%%
Total Revenue
$21.9B
10.9%%
Fee/Non-Interest Income
$23.9B
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.5%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.0B
56.1% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Atlantic American Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
41
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
37
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing AAME's balance between Growth (47.2%), Profitability (29.9%), and Safety (23.0%). Growth 47% Safety 23% Profitability 30%

Click axes to expand details. Marker shows current allocation.

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Growth

69th percentile vs peers
69
Key Signals
Rev Growth YoY 10.9% 65p Revenue CAGR 3Y 3.7% 65p EPS CAGR 3Y 14.7% 84p EPS Growth YoY 21.0% 56p TSR 64.79 93p
Strengths
  • Eps Cagr 3Y in top 20% of peers (14.7%, 84th percentile)
  • D/E Ratio in top 20% of peers (1.59, 95th percentile)
  • Growth above peer median with strong metric coverage (100%)
  • Tsr in top 20% of peers (64.79, 93th percentile)
  • Operating Margin in top 20% of peers (24.6%, 86th percentile)
Risks

No significant risks identified for this axis.

Profitability

43th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

33th percentile vs peers
34
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Atlantic American Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$1661.59
- - -
+59885.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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