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Company Analysis

ACI Worldwide, Inc. ACIW

A comprehensive view of key metrics, scores, and financial health for ACI Worldwide, Inc.

Overview of ACI Worldwide, Inc.

ACIW NMS
Technology Software - Infrastructure Mid Cap
ACI Worldwide, Inc. (ACIW), is a Mid Cap company, in the Software - Infrastructure industry, last closed at $39.77, about 2312.4% undervalued vs fair value, -25.3% 1Y return, ranked 231/761 in sector.
$39.77
-1.63%
As of March 13, 2026
Previous close • Vol 90d: 36.2%
52-Week Range
Market Cap
$4.10B
Enterprise Value
$53.41B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.aciworldwide.com
HQ Elkhorn, NE
Employees 3,103
Fiscal year Dec 31

Next Events

Earnings May 7 Estimated

Fair Value Snapshot

Bear Base Bull
$880
$959
$1051
Current: $39.77 +2312% vs base

Engine Room Money Flow™

Mid Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$21.9B
10.9%%
Gross Profit
$13.3B
7.1%%
Operating Income
$5.4B
21.1%%
Net Income
$3.6B
20.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
-45.8%
Poor

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
5
Active Leaks
3/5
Improving
0
High Impact
4
Critical
Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating ACI Worldwide, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
49
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
44
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing ACIW's balance between Growth (33.2%), Profitability (38.9%), and Safety (27.9%). Growth 33% Safety 28% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

45th percentile vs peers
46
Key Signals
Rev Growth YoY 10.9% 44p Revenue CAGR 3Y 3.7% 32p TSR 29.6% 75p EPS Growth YoY 21.0% 49p EPS CAGR 3Y 14.7% 56p
Strengths
  • Operating Margin in top 20% of peers (24.6%, 87th percentile)
  • Net Profit Margin in top 20% of peers (16.4%, 84th percentile)
  • D/E Ratio in top 20% of peers (1.59, 83th percentile)
  • Net Debt/Ebitda in top 20% of peers (5.78, 84th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

53th percentile vs peers
54
Key Signals
Strengths
Risks
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Safety

38th percentile vs peers
39
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for ACI Worldwide, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$959.41
- - -
+2312.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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