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Company Analysis

Enact Holdings, Inc. ACT

A comprehensive view of key metrics, scores, and financial health for Enact Holdings, Inc.

Overview of Enact Holdings, Inc.

ACT NMS
Financial Services Insurance - Specialty Mid Cap
Enact Holdings, Inc. (ACT), is a Mid Cap company, in the Insurance - Specialty industry, last closed at $40.49, about 6.4% overvalued vs fair value, +21.0% 1Y return, ranked 292/1004 in sector.
$40.49
-0.17%
As of March 13, 2026
Previous close • Vol 90d: 25.8%
52-Week Range
Market Cap
$5.85B
Enterprise Value
$6.01B
Overall Score
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Top Beats

Quick Facts

Website https://enactmi.com
HQ Raleigh, NC
Fiscal year Dec 31

Next Events

Dividend Mar 19
Earnings Apr 29 Estimated

Fair Value Snapshot

Bear Base Bull
$21
$38
$71
Current: $40.49 -6% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$49.9M
Net Interest Income
$-51.2M
1.4%%
Total Revenue
$1.2B
2.4%%
Fee/Non-Interest Income
$1.3B
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
13.8%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$355.7M
51.7% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Enact Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
72
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
57
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing ACT's balance between Growth (22.5%), Profitability (43.0%), and Safety (34.5%). Growth 23% Safety 34% Profitability 43%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

39th percentile vs peers
39
Key Signals
Revenue CAGR 3Y 4.0% 38p TSR 1.14 93p Rev Growth YoY 2.4% 27p EPS Growth YoY 3.4% 35p EPS CAGR 3Y 1.6% 30p
Strengths
  • Superior capital returns - 3 return metrics above peer median
  • Tsr in top 20% of peers (1.14, 93th percentile)
  • Ebit Margin in top 20% of peers (77.3%, 88th percentile)
  • Net Profit Margin in top 20% of peers (54.8%, 83th percentile)
Risks
  • Growth below peer median (percentile: 39)

Profitability

74th percentile vs peers
75
Key Signals
Strengths
Risks
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Safety

59th percentile vs peers
60
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Enact Holdings, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$37.89
- - -
-6.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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