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Company Analysis

American Financial Group, Inc. AFG

A comprehensive view of key metrics, scores, and financial health for American Financial Group, Inc.

Overview of American Financial Group, Inc.

AFG NYQ
Financial Services Insurance - Property & Casualty Large Cap
American Financial Group, Inc. (AFG), is a Large Cap company, in the Insurance - Property & Casualty industry, last closed at $128.09, about 54.2% overvalued vs fair value, +1.2% 1Y return, ranked 294/1004 in sector.
$128.09
-0.09%
As of March 13, 2026
Previous close • Vol 90d: 18.9%
52-Week Range
Market Cap
$10.67B
Enterprise Value
$-4.69B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.afginc.com
HQ Cincinnati, OH
Employees 8,500
Fiscal year Dec 31

Next Events

Earnings May 5 Estimated

Fair Value Snapshot

Bear Base Bull
$33
$59
$110
Current: $128.09 -54% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$80.0M
175.9%%
Interest Expense
$80.0M
Net Interest Income
$-76.0M
Total Revenue
$8.2B
-1.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
19.9%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$788.0M
88.8% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating American Financial Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
56
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
69
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing AFG's balance between Growth (13.5%), Profitability (44.0%), and Safety (42.5%). Growth 13% Safety 43% Profitability 44%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

17th percentile vs peers
18
Key Signals
Revenue CAGR 3Y 6.5% 22p EPS CAGR 3Y -1.4% 30p EPS Growth YoY -4.5% 17p TSR 8.5% 23p Rev Growth YoY -1.3% 6p
Strengths
  • D/E Ratio in top 20% of peers (37.8%, 84th percentile)
  • Superior capital returns - 3 return metrics above peer median
  • Debt/Fcf Ratio in top 20% of peers (1.28, 81th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Growth in bottom 20% of peers (percentile: 17)
  • Eps Growth Yoy in bottom 20% of peers (-4.5%)
  • Rev Growth Yoy in bottom 20% of peers (-1.3%)

Profitability

58th percentile vs peers
59
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for American Financial Group, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

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Bear
-
- - -
- upside
-
Base
$58.70
- - -
-54.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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