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Company Analysis

AMERISAFE, Inc. AMSF

A comprehensive view of key metrics, scores, and financial health for AMERISAFE, Inc.

Overview of AMERISAFE, Inc.

AMSF NMS
Financial Services Insurance - Specialty Small Cap
AMERISAFE, Inc. (AMSF), is a Small Cap company, in the Insurance - Specialty industry, last closed at $32.85, about 54.6% overvalued vs fair value, -36.3% 1Y return, placing in the top 10% of its sector.
$32.85
-0.21%
As of March 13, 2026
Previous close • Vol 90d: 28.7%
52-Week Range
Market Cap
$621.67M
Enterprise Value
$560.17M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.amerisafe.com
HQ Deridder, LA
Employees 362
Fiscal year Dec 31

Next Events

Dividend Mar 20
Earnings Apr 28 Estimated

Fair Value Snapshot

Bear Base Bull
$8
$15
$28
Current: $32.85 -55% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$0
Total Revenue
$317.3M
2.6%%
Operating Expense
$88.5M
49.8%%
Pre-Provision Profit
$58.9M
-14.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
21.5%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$53.7M
96.9% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating AMERISAFE, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
59
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
71
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing AMSF's balance between Growth (21.1%), Profitability (46.6%), and Safety (32.3%). Growth 21% Safety 32% Profitability 47%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

24th percentile vs peers
25
Key Signals
Rev Growth YoY 2.6% 27p Revenue CAGR 3Y 2.5% 33p EPS Growth YoY -10.4% 17p EPS CAGR 3Y -5.1% 21p TSR -20.5% 13p
Strengths
  • Superior capital returns - 3 return metrics above peer median
  • Roic in top 20% of peers (17.2%, 94th percentile)
Risks
  • Eps Growth Yoy in bottom 20% of peers (-10.4%)

Profitability

54th percentile vs peers
55
Key Signals
Strengths
Risks
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Safety

37th percentile vs peers
38
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for AMERISAFE, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$14.91
- - -
-54.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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