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Company Analysis

Amerant Bancorp Inc. AMTB

A comprehensive view of key metrics, scores, and financial health for Amerant Bancorp Inc.

Overview of Amerant Bancorp Inc.

AMTB NYQ
Financial Services Banks - Regional Small Cap
Amerant Bancorp Inc. (AMTB), is a Small Cap company, in the Banks - Regional industry, last closed at $20.67, about 15.1% undervalued vs fair value, -2.2% 1Y return, ranked 578/1004 in sector.
$20.67
-1.15%
As of March 13, 2026
Previous close • Vol 90d: 31.2%
52-Week Range
Market Cap
$875.36M
Enterprise Value
$1.45B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.amerantbank.com
HQ Coral Gables, FL
Employees 694
Fiscal year Dec 31

Next Events

Earnings Apr 22 Estimated

Fair Value Snapshot

Bear Base Bull
$13
$24
$45
Current: $20.67 +15% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$595.6M
8.6%%
Interest Expense
$236.7M
Net Interest Income
$326.0M
-0.2%%
Total Revenue
$655.2M
114.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-1.8%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Amerant Bancorp Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
25
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
11
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing AMTB's balance between Growth (77.1%), Profitability (13.4%), and Safety (9.4%). Growth 77% Safety 9% Profitability 13%

Click axes to expand details. Marker shows current allocation.

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Growth

62th percentile vs peers
63
Key Signals
Rev Growth YoY 1.15 87p Revenue CAGR 3Y 27.7% 80p Asset Growth YoY -1.3% 14p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.15, 87th percentile)
  • Revenue Cagr 3Y in top 20% of peers (27.7%, 80th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-1.3%)

Profitability

10th percentile vs peers
11
Key Signals
Strengths
Risks
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Safety

7th percentile vs peers
8
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Amerant Bancorp Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$23.80
- - -
+15.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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