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Company Analysis

Associated Banc-Corp ASB

A comprehensive view of key metrics, scores, and financial health for Associated Banc-Corp

Overview of Associated Banc-Corp

ASB NYQ
Financial Services Banks - Regional Mid Cap
Associated Banc-Corp (ASB), is a Mid Cap company, in the Banks - Regional industry, last closed at $24.48, about 21.2% undervalued vs fair value, +10.2% 1Y return, placing in the top 25% of its sector.
$24.48
-0.89%
As of March 13, 2026
Previous close • Vol 90d: 27.6%
52-Week Range
Market Cap
$4.06B
Enterprise Value
$6.21B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.associatedbank.com
HQ Green Bay, WI
Employees 4,000
Fiscal year Dec 31

Next Events

Dividend Mar 16
Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$16
$30
$56
Current: $24.48 +21% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.2B
2.4%%
Interest Expense
$971.6M
Net Interest Income
$1.2B
14.7%%
Total Revenue
$1.5B
43.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$196.3M
42.4% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Associated Banc-Corp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
48
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
40
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing ASB's balance between Growth (22.7%), Profitability (37.9%), and Safety (39.3%). Growth 23% Safety 39% Profitability 38%

Click axes to expand details. Marker shows current allocation.

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Growth

36th percentile vs peers
37
Key Signals
Asset Growth YoY 5.1% 57p Rev Growth YoY 43.7% 36p Revenue CAGR 3Y 6.2% 15p
Strengths
  • Net Profit Margin in top 20% of peers (32.1%, 94th percentile)
Risks
  • Growth below peer median (percentile: 36)

Profitability

61th percentile vs peers
61
Key Signals
Strengths
Risks
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Safety

63th percentile vs peers
63
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Associated Banc-Corp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$29.68
- - -
+21.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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