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Company Analysis

Grupo Aval Acciones y Valores S AVAL

A comprehensive view of key metrics, scores, and financial health for Grupo Aval Acciones y Valores S

Overview of Grupo Aval Acciones y Valores S.A.

AVAL NYQ
Financial Services Banks - Regional Mid Cap
Grupo Aval Acciones y Valores S.A. (AVAL), is a Mid Cap company, in the Banks - Regional industry, last closed at $3.93, about 408417.6% undervalued vs fair value, +35.5% 1Y return, ranked 872/1004 in sector.
$3.93
-2.48%
As of March 13, 2026
Previous close • Vol 90d: 50.3%
52-Week Range
Market Cap
$4.69B
Enterprise Value
$58.03T
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.grupoaval.com
HQ Bogotá
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$8902
$16055
$30070
Current: $3.93 +408418% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$28.2T
-2.6%%
Interest Expense
$20.9T
Net Interest Income
$7.3T
15.6%%
Total Revenue
$16.1T
1.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.0%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$783.2B
113.1% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Grupo Aval Acciones y Valores S's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
32
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
29
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing AVAL's balance between Growth (39.9%), Profitability (32.9%), and Safety (27.3%). Growth 40% Safety 27% Profitability 33%

Click axes to expand details. Marker shows current allocation.

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Growth

30th percentile vs peers
30
Key Signals
Asset Growth YoY 8.9% 75p Rev Growth YoY 1.6% 11p Revenue CAGR 3Y 0.1% 8p
Strengths

No notable strengths identified for this axis.

Risks
  • Rev Growth Yoy in bottom 20% of peers (1.6%)

Profitability

24th percentile vs peers
25
Key Signals
Strengths
Risks
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Safety

20th percentile vs peers
21
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Grupo Aval Acciones y Valores S.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16054.74
- - -
+408417.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
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