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Company Analysis

Grupo Aval Acciones y Valores S AVAL

A comprehensive view of key metrics, scores, and financial health for Grupo Aval Acciones y Valores S

Overview of Grupo Aval Acciones y Valores S.A.

AVAL NYQ
Financial Services Banks - Regional Mid Cap
Grupo Aval Acciones y Valores S.A. (AVAL), is a Mid Cap company, in the Banks - Regional industry, last closed at $4.51, about 355880.9% undervalued vs fair value, +68.9% 1Y return, ranked 872/1037 in sector.
$4.51
-1.96%
As of April 28, 2026
Previous close • Vol 90d: 54.3%
52-Week Range
Market Cap
$5.46B
Enterprise Value
$58.03T
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.grupoaval.com
HQ Bogotá
Fiscal year Dec 31

Next Events

Earnings May 5 Estimated

Fair Value Snapshot

Bear Base Bull
$8902
$16055
$30070
Current: $4.51 +355881% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$28.2T
-2.6%%
Interest Expense
$20.9T
Net Interest Income
$7.3T
15.6%%
Total Revenue
$16.1T
1.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.0%
Poor

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$783.2B
113.1% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Grupo Aval Acciones y Valores S's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
27
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing AVAL's balance between Growth (38.4%), Profitability (20.8%), and Safety (40.8%). Growth 38% Safety 41% Profitability 21%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

63th percentile vs peers
64
Key Signals
NII Growth YoY 15.6% 87p Asset Growth YoY 8.9% 75p EPS Growth YoY -6.3% 40p Equity Growth YoY 4.0% 28p
Strengths
  • NII Growth YoY in top 20% of peers (15.6%, 87th percentile)
  • Financial Leverage in top 20% of peers (18.37, 97th percentile)
  • D/E Ratio in top 20% of peers (4.09, 98th percentile)
  • Debt/Assets in top 20% of peers (21.8%, 97th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

34th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

67th percentile vs peers
68
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Grupo Aval Acciones y Valores S.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$16054.74
- - -
+355880.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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