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Company Analysis

American Express Company AXP

A comprehensive view of key metrics, scores, and financial health for American Express Company

Overview of American Express Company

AXP NYQ
Financial Services Credit Services Mega Cap
American Express Company (AXP), is a Mega Cap company, in the Credit Services industry, last closed at $299.96, about 83.2% overvalued vs fair value, +13.5% 1Y return, ranked 304/1004 in sector.
$299.96
-0.64%
As of March 13, 2026
Previous close • Vol 90d: 30.1%
52-Week Range
Market Cap
$206.63B
Enterprise Value
$216.68B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.americanexpress.co...
HQ New York, NY
Employees 76,800
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$28
$50
$94
Current: $299.96 -83% vs base

Engine Room Money Flow™

Mega Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$25.6B
7.6%%
Interest Expense
$8.2B
Net Interest Income
$17.4B
11.7%%
Total Revenue
$72.2B
9.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
32.0%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.1B
75.6% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating American Express Company's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
64
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
69
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing AXP's balance between Growth (33.1%), Profitability (36.9%), and Safety (30.0%). Growth 33% Safety 30% Profitability 37%

Click axes to expand details. Marker shows current allocation.

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Growth

54th percentile vs peers
54
Key Signals
Revenue CAGR 3Y 11.0% 66p Rev Growth YoY 9.5% 43p EPS CAGR 3Y 16.0% 72p EPS Growth YoY 9.6% 35p TSR 25.8% 64p
Strengths
  • Superior capital returns - 3 return metrics above peer median
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

60th percentile vs peers
60
Key Signals
Strengths
Risks
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Safety

49th percentile vs peers
49
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for American Express Company.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
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- upside
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Base
$50.37
- - -
-83.2% vs current
Snapshot base estimate
Bull
-
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- upside
-
Fair Value Range Current: $-
$- $- $-
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