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Company Analysis

Bank of America Corporation BAC

A comprehensive view of key metrics, scores, and financial health for Bank of America Corporation

Overview of Bank of America Corporation

BAC NYQ
Financial Services Banks - Diversified Mega Cap
Bank of America Corporation (BAC), is a Mega Cap company, in the Banks - Diversified industry, last closed at $48.56, about 50.5% overvalued vs fair value, +21.7% 1Y return, ranked 524/1004 in sector.
$48.56
1.38%
As of March 10, 2026
Previous close • Vol 90d: 22.9%
52-Week Range
Market Cap
$354.61B
Enterprise Value
$352.82B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.bankofamerica.com
HQ Charlotte, NC
Employees 213,000
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$13
$24
$45
Current: $48.56 -51% vs base

Engine Room Money Flow™

Mega Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$146.6B
12.5%%
Interest Expense
$78.5B
Net Interest Income
$56.1B
-1.5%%
Total Revenue
$188.8B
85.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
31.0%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$31.0B
121.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Bank of America Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
32
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BAC's balance between Growth (42.1%), Profitability (23.2%), and Safety (34.7%). Growth 42% Safety 35% Profitability 23%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

89th percentile vs peers
89
Key Signals
Rev Growth YoY 85.3% 89p Asset Growth YoY 12.9% 92p Revenue CAGR 3Y 25.7% 85p
Strengths
  • Growth performance in top 20% of peers (percentile: 89)
  • Rev Growth Yoy in top 20% of peers (85.3%, 89th percentile)
  • Asset Growth Yoy in top 20% of peers (12.9%, 92th percentile)
  • Revenue Cagr 3Y in top 20% of peers (25.7%, 85th percentile)
  • Roe in top 20% of peers (39.5%, 98th percentile)
Risks

No significant risks identified for this axis.

Profitability

49th percentile vs peers
49
Key Signals
Strengths
Risks
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Safety

73th percentile vs peers
73
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Bank of America Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$24.03
- - -
-50.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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