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Company Analysis

BancFirst Corporation BANF

A comprehensive view of key metrics, scores, and financial health for BancFirst Corporation

Overview of BancFirst Corporation

BANF NMS
Financial Services Banks - Regional Mid Cap
BancFirst Corporation (BANF), is a Mid Cap company, in the Banks - Regional industry, last closed at $106.06, about 48.7% overvalued vs fair value, -4.6% 1Y return, placing in the top 25% of its sector.
$106.06
-0.73%
As of March 13, 2026
Previous close • Vol 90d: 29.4%
52-Week Range
Market Cap
$3.56B
Enterprise Value
$-398.97M
Overall Score
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Top Beats
No strong beats yet

Quick Facts

Website https://www.bancfirst.bank
HQ Oklahoma City, OK
Employees 2,260
Fiscal year Dec 31

Next Events

Dividend Apr 15 Ex-div: Mar 31
Earnings Apr 16 Estimated

Fair Value Snapshot

Bear Base Bull
$30
$54
$102
Current: $106.06 -49% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$724.1M
16.1%%
Interest Expense
$277.3M
Net Interest Income
$446.9M
5.3%%
Total Revenue
$631.4M
3.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
13.3%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$57.8M
26.7% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating BancFirst Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
81
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
87
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing BANF's balance between Growth (16.1%), Profitability (42.3%), and Safety (41.6%). Growth 16% Safety 42% Profitability 42%

Click axes to expand details. Marker shows current allocation.

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Growth

34th percentile vs peers
35
Key Signals
Asset Growth YoY 9.6% 75p Revenue CAGR 3Y 9.1% 20p Rev Growth YoY 3.5% 12p
Strengths
  • Roe in top 20% of peers (14.2%, 87th percentile)
  • Roa in top 20% of peers (1.7%, 91th percentile)
  • Net Profit Margin in top 20% of peers (34.3%, 96th percentile)
Risks
  • Rev Growth Yoy in bottom 20% of peers (3.5%)
  • Growth below peer median (percentile: 34)

Profitability

91th percentile vs peers
91
Key Signals
Strengths
Risks
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Safety

89th percentile vs peers
90
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for BancFirst Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$54.43
- - -
-48.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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