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Company Analysis

Banco De Chile BCH

A comprehensive view of key metrics, scores, and financial health for Banco De Chile

Overview of Banco de Chile

BCH NYQ
Financial Services Banks - Regional Large Cap
Banco de Chile (BCH), is a Large Cap company, in the Banks - Regional industry, last closed at $37.54, about 30923.8% undervalued vs fair value, +32.5% 1Y return, placing in the top 10% of its sector.
$37.54
0.64%
As of March 13, 2026
Previous close • Vol 90d: 33.6%
52-Week Range
Market Cap
$18.96B
Enterprise Value
$9.75T
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://bancochile.cl
HQ Santiago
Employees 11,156
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$6458
$11646
$21813
Current: $37.54 +30924% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$3.8T
-6.8%%
Interest Expense
$969.6B
Net Interest Income
$2.2T
12.6%%
Total Revenue
$3.0T
-0.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
19.2%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$946.5B
75.8% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Banco De Chile's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
62
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
71
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BCH's balance between Growth (10.1%), Profitability (44.9%), and Safety (45.0%). Growth 10% Safety 45% Profitability 45%

Click axes to expand details. Marker shows current allocation.

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Growth

21th percentile vs peers
22
Key Signals
Asset Growth YoY 3.9% 51p Rev Growth YoY -0.4% 10p Revenue CAGR 3Y -0.9% 6p
Strengths
  • Roe in top 20% of peers (19.8%, 97th percentile)
  • Roa in top 20% of peers (2.3%, 96th percentile)
  • Operating Margin in top 20% of peers (50.0%, 96th percentile)
Risks
  • Rev Growth Yoy in bottom 20% of peers (-0.4%)
  • Growth below peer median (percentile: 21)

Profitability

97th percentile vs peers
97
Key Signals
Strengths
Risks
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Safety

97th percentile vs peers
97
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Banco De Chile.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$11646.35
- - -
+30923.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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