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Company Analysis

1895 Bancorp of Wisconsin, Inc. BCOW

A comprehensive view of key metrics, scores, and financial health for 1895 Bancorp of Wisconsin, Inc.

Overview of 1895 Bancorp of Wisconsin, Inc.

BCOW OQX
Financial Services Banks - Regional Micro Cap
1895 Bancorp of Wisconsin, Inc. (BCOW), is a Micro Cap company, in the Banks - Regional industry, last closed at $10.85, about 33.2% undervalued vs fair value, +10.6% 1Y return, ranked 901/1004 in sector.
$10.85
-0.46%
As of March 13, 2026
Previous close • Vol 90d: 10.5%
52-Week Range
Market Cap
$55.89M
Enterprise Value
$146.75M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.1895bancorpofwisco...
HQ Greenfield, WI
Employees 88
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$8
$14
$27
Current: $10.85 +33% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$20.9M
26.9%%
Interest Expense
$8.5M
Net Interest Income
$12.3M
-14.8%%
Total Revenue
$27.0M
163%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-9.3%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
2
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating 1895 Bancorp of Wisconsin, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
14
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
10
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BCOW's balance between Growth (91.3%), Profitability (6.1%), and Safety (2.6%). Growth 91% Safety 3% Profitability 6%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

63th percentile vs peers
63
Key Signals
Rev Growth YoY 1.63 95p Revenue CAGR 3Y 16.8% 44p Asset Growth YoY 2.7% 42p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.63, 95th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

4th percentile vs peers
4
Key Signals
Strengths
Risks
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Safety

1th percentile vs peers
2
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for 1895 Bancorp of Wisconsin, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$14.45
- - -
+33.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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