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Company Analysis

Better Home & Finance Holding C BETR

A comprehensive view of key metrics, scores, and financial health for Better Home & Finance Holding C

Overview of Better Home & Finance Holding Company

BETR NGM
Financial Services Mortgage Finance Small Cap
Better Home & Finance Holding Company (BETR), is a Small Cap company, in the Mortgage Finance industry, last closed at $34.45, about 91.8% overvalued vs fair value, +196.2% 1Y return, ranked 329/1004 in sector.
$34.45
-6.03%
As of March 13, 2026
Previous close • Vol 90d: 96.1%
52-Week Range
Market Cap
$540.75M
Enterprise Value
$888.65M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://better.com
HQ New York, NY
Employees 1,250
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$2
$3
$5
Current: $34.45 -92% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$31.6M
Net Interest Income
$-31.6M
89.6%%
Total Revenue
$120.1M
17.6%%
Fee/Non-Interest Income
$151.6M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
-22.59%
Poor

Net Income / Assets - efficiency of asset utilization

Locked Metric
-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Better Home & Finance Holding C's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
30
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
6
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing BETR's balance between Growth (52.0%), Profitability (13.1%), and Safety (34.9%). Growth 52% Safety 35% Profitability 13%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

46th percentile vs peers
47
Key Signals
Rev Growth YoY 17.6% 63p EPS Growth YoY 76.5% 68p Revenue CAGR 3Y -54.9% 8p
Strengths

No notable strengths identified for this axis.

Risks

No significant risks identified for this axis.

Profitability

11th percentile vs peers
12
Key Signals
Strengths
Risks
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Safety

31th percentile vs peers
31
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Better Home & Finance Holding C.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$2.84
- - -
-91.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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