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Company Analysis

Better Home & Finance Holding Company BETRW

A comprehensive view of key metrics, scores, and financial health for Better Home & Finance Holding Company

Overview of Better Home & Finance Holding Company

BETRW NGM
Financial Services Mortgage Finance
Better Home & Finance Holding Company (BETRW), in the Mortgage Finance industry, last closed at $0.30, about 0.0% overvalued vs fair value, ranked 944/1037 in sector.
$0.31
0.00%
As of April 28, 2026
Previous close • Vol 90d: 98.6%
52-Week Range
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Fair
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Fair
Completeness: 56%
Confidence: 64%
Updated: Mar 8
Top Beats

Quick Facts

Website https://better.com
HQ New York, NY
Employees 1,250
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$31.6M
Net Interest Income
$-31.6M
89.6%%
Total Revenue
$120.1M
17.6%%
Fee/Non-Interest Income
$151.6M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
-22.59%
Poor

Net Income / Assets - efficiency of asset utilization

Locked Metric
-
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-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Better Home & Finance Holding Company's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
30
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
6
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 80% Coverage
Trade-Off Triangle Visualization A ternary plot showing BETRW's balance between Growth (41.1%), Profitability (29.1%), and Safety (29.8%). Growth 41% Safety 30% Profitability 29%

Click axes to expand details. Marker shows current allocation.

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Growth

54th percentile vs peers
54
Key Signals
NII Growth YoY 89.6% 90p Loan Growth YoY 1.92 78p Asset Growth YoY 0.8% 25p Equity Growth YoY -1.47 10p
Strengths
  • NII Growth YoY in top 20% of peers (89.6%, 90th percentile)
  • Efficiency Ratio in top 20% of peers (1.21, 83th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (-1.47)

Profitability

38th percentile vs peers
38
Key Signals
Strengths
Risks
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Safety

39th percentile vs peers
39
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Better Home & Finance Holding Company.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
-
- - -
- upside
-
Bull
-
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- upside
-
Fair Value Range Current: $-
$- $- $-
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