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Company Analysis

Brighthouse Financial, Inc. BHF

A comprehensive view of key metrics, scores, and financial health for Brighthouse Financial, Inc.

Overview of Brighthouse Financial, Inc.

BHF NMS
Financial Services Insurance - Life Mid Cap
Brighthouse Financial, Inc. (BHF), is a Mid Cap company, in the Insurance - Life industry, last closed at $60.23, about 90.2% undervalued vs fair value, +5.8% 1Y return, ranked 780/1004 in sector.
$60.23
-0.25%
As of March 13, 2026
Previous close • Vol 90d: 57.0%
52-Week Range
Market Cap
$3.44B
Enterprise Value
$1.21B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.brighthousefinanci...
HQ Charlotte, NC
Employees 1,400
Fiscal year Dec 31

Next Events

Earnings May 7 Estimated

Fair Value Snapshot

Bear Base Bull
$64
$115
$215
Current: $60.23 +90% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$152.0M
Net Interest Income
$-152.0M
0.7%%
Total Revenue
$6.2B
42.2%%
Fee/Non-Interest Income
$6.4B
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
5.8%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$204.0M
71.3% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Brighthouse Financial, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
43
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing BHF's balance between Growth (38.7%), Profitability (28.2%), and Safety (33.0%). Growth 39% Safety 33% Profitability 28%

Click axes to expand details. Marker shows current allocation.

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Growth

54th percentile vs peers
55
Key Signals
Rev Growth YoY 42.2% 78p EPS Growth YoY 1.26 75p TSR 38.6% 75p Revenue CAGR 3Y -2.1% 26p EPS CAGR 3Y -35.8% 15p
Strengths

No notable strengths identified for this axis.

Risks

No significant risks identified for this axis.

Profitability

39th percentile vs peers
40
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
47
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Brighthouse Financial, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$114.53
- - -
+90.2% vs current
Snapshot base estimate
Bull
-
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- upside
-
Fair Value Range Current: $-
$- $- $-
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