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Company Analysis

Burke & Herbert Financial Servi BHRB

A comprehensive view of key metrics, scores, and financial health for Burke & Herbert Financial Servi

Overview of Burke & Herbert Financial Services Corp.

BHRB NCM
Financial Services Banks - Regional Small Cap
Burke & Herbert Financial Services Corp. (BHRB), is a Small Cap company, in the Banks - Regional industry, last closed at $61.96, about 11.2% overvalued vs fair value, +5.1% 1Y return, ranked 383/1004 in sector.
$61.96
-0.05%
As of March 13, 2026
Previous close • Vol 90d: 26.5%
52-Week Range
Market Cap
$931.81M
Enterprise Value
$1.42B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.burkeandherbertban...
HQ Alexandria, VA
Fiscal year Dec 31

Next Events

Earnings Apr 24 Estimated

Fair Value Snapshot

Bear Base Bull
$31
$55
$103
Current: $61.96 -11% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$366.2M
149.3%%
Interest Expense
$149.1M
Net Interest Income
$225.8M
140.8%%
Total Revenue
$491.1M
91.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$110.1M
314.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Burke & Herbert Financial Servi's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
49
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BHRB's balance between Growth (46.5%), Profitability (33.5%), and Safety (20.0%). Growth 46% Safety 20% Profitability 33%

Click axes to expand details. Marker shows current allocation.

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Growth

69th percentile vs peers
70
Key Signals
Revenue CAGR 3Y 60.6% 98p Rev Growth YoY 91.4% 78p Asset Growth YoY 1.4% 28p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (60.6%, 98th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

50th percentile vs peers
50
Key Signals
Strengths
Risks
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Safety

29th percentile vs peers
30
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Burke & Herbert Financial Servi.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$55.00
- - -
-11.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
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