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Company Analysis

BankUnited, Inc. BKU

A comprehensive view of key metrics, scores, and financial health for BankUnited, Inc.

Overview of BankUnited, Inc.

BKU NYQ
Financial Services Banks - Regional Mid Cap
BankUnited, Inc. (BKU), is a Mid Cap company, in the Banks - Regional industry, last closed at $42.79, about 1.0% overvalued vs fair value, +24.6% 1Y return, ranked 494/1004 in sector.
$42.79
-0.90%
As of March 13, 2026
Previous close • Vol 90d: 30.4%
52-Week Range
Market Cap
$3.22B
Enterprise Value
$4.87B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.bankunited.com
HQ Miami Lakes, FL
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$23
$42
$79
Current: $42.79 -1% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.9B
3.6%%
Interest Expense
$805.2M
Net Interest Income
$914.3M
4.6%%
Total Revenue
$2.1B
111.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.1%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$136.7M
59.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating BankUnited, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
38
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BKU's balance between Growth (48.3%), Profitability (23.6%), and Safety (28.1%). Growth 48% Safety 28% Profitability 24%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

64th percentile vs peers
65
Key Signals
Rev Growth YoY 1.11 86p Revenue CAGR 3Y 29.3% 84p Asset Growth YoY -0.6% 18p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.11, 86th percentile)
  • Revenue Cagr 3Y in top 20% of peers (29.3%, 84th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-0.6%)

Profitability

31th percentile vs peers
32
Key Signals
Strengths
Risks
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Safety

37th percentile vs peers
38
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for BankUnited, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$42.36
- - -
-1.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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