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Company Analysis

Bank Of Montreal BMO

A comprehensive view of key metrics, scores, and financial health for Bank Of Montreal

Overview of Bank of Montreal

BMO NYQ
Financial Services Banks - Diversified Large Cap
Bank of Montreal (BMO), is a Large Cap company, in the Banks - Diversified industry, last closed at $135.55, about 8.7% overvalued vs fair value, +38.3% 1Y return, placing in the top 10% of its sector.
$135.55
-2.42%
As of March 13, 2026
Previous close • Vol 90d: 22.0%
52-Week Range
Market Cap
$95.72B
Enterprise Value
$157.46B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.bmo.com
HQ Montreal, QC
Employees 53,234
Fiscal year Oct 31

Next Events

Dividend May 26 Ex-div: Apr 29
Earnings May 27

Fair Value Snapshot

Bear Base Bull
$69
$124
$232
Current: $135.55 -9% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$63.5B
-3.7%%
Interest Expense
$42.0B
Net Interest Income
$21.5B
10.4%%
Total Revenue
$36.1B
12.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.6%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.9B
107.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Bank Of Montreal's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
33
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
24
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BMO's balance between Growth (49.1%), Profitability (25.6%), and Safety (25.3%). Growth 49% Safety 25% Profitability 26%

Click axes to expand details. Marker shows current allocation.

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Growth

66th percentile vs peers
67
Key Signals
Rev Growth YoY 12.7% 68p Asset Growth YoY 4.8% 68p Revenue CAGR 3Y 11.2% 62p
Strengths
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

34th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

34th percentile vs peers
34
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Bank Of Montreal.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$123.81
- - -
-8.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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