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Company Analysis

Bank of Marin Bancorp BMRC

A comprehensive view of key metrics, scores, and financial health for Bank of Marin Bancorp

Overview of Bank of Marin Bancorp

BMRC NMS
Financial Services Banks - Regional Small Cap
Bank of Marin Bancorp (BMRC), is a Small Cap company, in the Banks - Regional industry, last closed at $23.90, about 20.6% undervalued vs fair value, +6.9% 1Y return, placing in the top 25% of its sector.
$23.90
-0.29%
As of March 13, 2026
Previous close • Vol 90d: 29.1%
52-Week Range
Market Cap
$384.85M
Enterprise Value
$204.12M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.bankofmarin.com
HQ Novato, CA
Employees 312
Fiscal year Dec 31

Next Events

Earnings Apr 27 Estimated

Fair Value Snapshot

Bear Base Bull
$16
$29
$54
Current: $23.90 +21% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$141.3M
1.3%%
Interest Expense
$42.2M
Net Interest Income
$94.7M
-7.9%%
Total Revenue
$176.7M
153.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-1.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Bank of Marin Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
49
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
30
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BMRC's balance between Growth (57.3%), Profitability (35.6%), and Safety (7.1%). Growth 57% Safety 7% Profitability 36%

Click axes to expand details. Marker shows current allocation.

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Growth

60th percentile vs peers
61
Key Signals
Rev Growth YoY 1.53 94p Asset Growth YoY 5.5% 60p Revenue CAGR 3Y 8.6% 19p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.53, 94th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

37th percentile vs peers
38
Key Signals
Strengths
Risks
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Safety

7th percentile vs peers
8
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Bank of Marin Bancorp.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$28.83
- - -
+20.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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