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Company Analysis

Princeton Bancorp, Inc. BPRN

A comprehensive view of key metrics, scores, and financial health for Princeton Bancorp, Inc.

Overview of Princeton Bancorp, Inc.

BPRN NMS
Financial Services Banks - Regional Micro Cap
Princeton Bancorp, Inc. (BPRN), is a Micro Cap company, in the Banks - Regional industry, last closed at $33.51, about 21.4% undervalued vs fair value, +11.3% 1Y return, ranked 564/1004 in sector.
$33.51
0.87%
As of March 13, 2026
Previous close • Vol 90d: 27.1%
52-Week Range
Market Cap
$226.73M
Enterprise Value
$112.26M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.thebankofprinceton...
HQ Princeton, NJ
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$23
$41
$76
Current: $33.51 +21% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$122.9M
25.2%%
Interest Expense
$54.7M
Net Interest Income
$66.5M
2.3%%
Total Revenue
$139.0M
86.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
3.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.4M
82.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Princeton Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
45
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
23
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BPRN's balance between Growth (58.2%), Profitability (22.7%), and Safety (19.2%). Growth 58% Safety 19% Profitability 23%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

54th percentile vs peers
54
Key Signals
Rev Growth YoY 86.1% 75p Revenue CAGR 3Y 24.0% 71p Asset Growth YoY -2.4% 11p
Strengths

No notable strengths identified for this axis.

Risks
  • Asset Growth Yoy in bottom 20% of peers (-2.4%)

Profitability

21th percentile vs peers
21
Key Signals
Strengths
Risks
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Safety

17th percentile vs peers
18
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Princeton Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$40.67
- - -
+21.4% vs current
Snapshot base estimate
Bull
-
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- upside
-
Fair Value Range Current: $-
$- $- $-
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