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Company Analysis

Blue Ridge Bankshares, Inc. BRBS

A comprehensive view of key metrics, scores, and financial health for Blue Ridge Bankshares, Inc.

Overview of Blue Ridge Bankshares, Inc.

BRBS ASE
Financial Services Banks - Regional Small Cap
Blue Ridge Bankshares, Inc. (BRBS), is a Small Cap company, in the Banks - Regional industry, last closed at $3.87, about 7.2% overvalued vs fair value, +19.1% 1Y return, ranked 897/1004 in sector.
$3.87
-2.27%
As of March 13, 2026
Previous close • Vol 90d: 27.3%
52-Week Range
Market Cap
$354.06M
Enterprise Value
$417.29M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.blueridgebankshare...
HQ Richmond, VA
Employees 294
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$2
$4
$7
Current: $3.87 -7% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$160.3M
-5.1%%
Interest Expense
$58.9M
Net Interest Income
$78.7M
-15.5%%
Total Revenue
$150.6M
63.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-4.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Blue Ridge Bankshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
13
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
6
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BRBS's balance between Growth (69.3%), Profitability (21.3%), and Safety (9.4%). Growth 69% Safety 9% Profitability 21%

Click axes to expand details. Marker shows current allocation.

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Growth

24th percentile vs peers
25
Key Signals
Rev Growth YoY 63.3% 57p Revenue CAGR 3Y -0.4% 7p Asset Growth YoY -11.1% 1p
Strengths

No notable strengths identified for this axis.

Risks
  • Asset Growth Yoy in bottom 20% of peers (-11.1%)

Profitability

7th percentile vs peers
8
Key Signals
Strengths
Risks
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Safety

3th percentile vs peers
3
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Blue Ridge Bankshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$3.59
- - -
-7.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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