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Company Analysis

Blue Ridge Bankshares, Inc. BRBS

A comprehensive view of key metrics, scores, and financial health for Blue Ridge Bankshares, Inc.

Overview of Blue Ridge Bankshares, Inc.

BRBS ASE
Financial Services Banks - Regional Small Cap
Blue Ridge Bankshares, Inc. (BRBS), is a Small Cap company, in the Banks - Regional industry, last closed at $3.62, about 0.8% overvalued vs fair value, +5.5% 1Y return, ranked 907/1037 in sector.
Metrics Rev Growth 63.3% ROE 3.3% Gross Margin 63.5%
$3.62
0.28%
As of April 28, 2026
Previous close • Vol 90d: 38.7%
52-Week Range
Market Cap
$329.70M
Enterprise Value
$392.93M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 88%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.blueridgebankshare...
HQ Richmond, VA
Employees 294
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$2
$4
$7
Current: $3.62 -1% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$160.3M
-5.1%%
Interest Expense
$58.9M
Net Interest Income
$78.7M
-15.5%%
Total Revenue
$150.6M
63.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-4.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Blue Ridge Bankshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
15
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
9
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing BRBS's balance between Growth (27.5%), Profitability (26.6%), and Safety (45.9%). Growth 27% Safety 46% Profitability 27%

Click axes to expand details. Marker shows current allocation.

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Growth

37th percentile vs peers
38
Key Signals
Equity Growth YoY 76.2% 98p EPS Growth YoY 93.4% 90p NII Growth YoY -15.5% 4p Asset Growth YoY -11.1% 1p
Strengths
  • Equity Growth YoY in top 20% of peers (76.2%, 98th percentile)
  • EPS Growth YoY in top 20% of peers (93.4%, 90th percentile)
  • Efficiency Ratio in top 20% of peers (54.4%, 82th percentile)
  • Equity/Assets in top 20% of peers (13.3%, 82th percentile)
Risks
  • NII Growth YoY in bottom 20% of peers (-15.5%)
  • Asset Growth YoY in bottom 20% of peers (-11.1%)

Profitability

36th percentile vs peers
36
Key Signals
Strengths
Risks
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Safety

62th percentile vs peers
63
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Blue Ridge Bankshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$3.59
- - -
-0.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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