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Company Analysis

Brown & Brown, Inc. BRO

A comprehensive view of key metrics, scores, and financial health for Brown & Brown, Inc.

Overview of Brown & Brown, Inc.

BRO NYQ
Financial Services Insurance Brokers Large Cap
Brown & Brown, Inc. (BRO), is a Large Cap company, in the Insurance Brokers industry, last closed at $68.26, about 43.9% overvalued vs fair value, -43.2% 1Y return, ranked 267/1004 in sector.
$68.26
0.90%
As of March 13, 2026
Previous close • Vol 90d: 28.0%
52-Week Range
Market Cap
$23.31B
Enterprise Value
$30.14B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.bbrown.com
HQ Daytona Beach, FL
Employees 22,888
Fiscal year Dec 31

Next Events

Earnings Apr 27 Estimated

Fair Value Snapshot

Bear Base Bull
$21
$38
$72
Current: $68.26 -44% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$297.0M
53.9%%
Interest Expense
$306.0M
Net Interest Income
$-306.0M
-52.2%%
Total Revenue
$5.8B
22.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.3%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$335.0M
32.1% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Brown & Brown, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
73
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Strong
87
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing BRO's balance between Growth (32.2%), Profitability (40.6%), and Safety (27.2%). Growth 32% Safety 27% Profitability 41%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

61th percentile vs peers
61
Key Signals
Rev Growth YoY 22.5% 80p Revenue CAGR 3Y 17.4% 71p EPS CAGR 3Y 11.8% 50p EPS Growth YoY -3.7% 31p TSR -21.3% 54p
Strengths
  • Rev Growth Yoy in top 20% of peers (22.5%, 80th percentile)
  • Growth above peer median with strong metric coverage (100%)
  • Operating Margin in top 20% of peers (26.1%, 90th percentile)
  • Fcf Margin in top 20% of peers (24.0%, 90th percentile)
Risks

No significant risks identified for this axis.

Profitability

77th percentile vs peers
77
Key Signals
Strengths
Risks
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Safety

51th percentile vs peers
52
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Brown & Brown, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$38.32
- - -
-43.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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