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Company Analysis

Banco Santander - Chile BSAC

A comprehensive view of key metrics, scores, and financial health for Banco Santander - Chile

Overview of Banco Santander-Chile

BSAC NYQ
Financial Services Banks - Regional Large Cap
Banco Santander-Chile (BSAC), is a Large Cap company, in the Banks - Regional industry, last closed at $30.56, about 34018.4% undervalued vs fair value, +30.2% 1Y return, ranked 726/1004 in sector.
$30.56
-0.03%
As of March 13, 2026
Previous close • Vol 90d: 32.4%
52-Week Range
Market Cap
$14.40B
Enterprise Value
$8.32T
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://banco.santander.cl
HQ Santiago
Employees 8,526
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5781
$10427
$19529
Current: $30.56 +34018% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$4.1T
-7%%
Interest Expense
$2.3T
Net Interest Income
$1.8T
63.5%%
Total Revenue
$2.3T
-11.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
16.2%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$347.5B
40.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Banco Santander - Chile's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
61
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
69
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BSAC's balance between Growth (5.6%), Profitability (48.8%), and Safety (45.6%). Growth 6% Safety 46% Profitability 49%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

10th percentile vs peers
10
Key Signals
Asset Growth YoY -0.4% 18p Revenue CAGR 3Y 1.5% 10p Rev Growth YoY -11.1% 4p
Strengths
  • Roe in top 20% of peers (16.3%, 93th percentile)
  • Operating Margin in top 20% of peers (59.4%, 97th percentile)
  • Net Profit Margin in top 20% of peers (45.7%, 98th percentile)
Risks
  • Growth in bottom 20% of peers (percentile: 10)
  • Asset Growth Yoy in bottom 20% of peers (-0.4%)
  • Rev Growth Yoy in bottom 20% of peers (-11.1%)

Profitability

91th percentile vs peers
91
Key Signals
Strengths
Risks
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Safety

85th percentile vs peers
85
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Banco Santander - Chile.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$10426.59
- - -
+34018.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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