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Company Analysis

First Busey Corporation BUSE

A comprehensive view of key metrics, scores, and financial health for First Busey Corporation

Overview of First Busey Corporation

BUSE NMS
Financial Services Banks - Regional Mid Cap
First Busey Corporation (BUSE), is a Mid Cap company, in the Banks - Regional industry, last closed at $24.68, about 6.5% undervalued vs fair value, +9.9% 1Y return, placing in the top 25% of its sector.
$24.68
-0.76%
As of March 13, 2026
Previous close • Vol 90d: 24.9%
52-Week Range
Market Cap
$2.13B
Enterprise Value
$2.29B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.busey.com
HQ Leawood, KS
Employees 2,000
Fiscal year Dec 31

Next Events

Earnings Apr 28

Fair Value Snapshot

Bear Base Bull
$15
$26
$49
Current: $24.68 +7% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$522.8M
9.1%%
Interest Expense
$324.3M
Net Interest Income
$321.8M
0.7%%
Total Revenue
$1.0B
126.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.2%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$54.2M
47.6% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating First Busey Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
45
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
58
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BUSE's balance between Growth (51.4%), Profitability (21.4%), and Safety (27.2%). Growth 51% Safety 27% Profitability 21%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

91th percentile vs peers
91
Key Signals
Rev Growth YoY 1.26 89p Asset Growth YoY 50.3% 98p Revenue CAGR 3Y 32.4% 86p
Strengths
  • Growth performance in top 20% of peers (percentile: 91)
  • Rev Growth Yoy in top 20% of peers (1.26, 89th percentile)
  • Asset Growth Yoy in top 20% of peers (50.3%, 98th percentile)
  • Revenue Cagr 3Y in top 20% of peers (32.4%, 86th percentile)
Risks

No significant risks identified for this axis.

Profitability

38th percentile vs peers
38
Key Signals
Strengths
Risks
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Safety

48th percentile vs peers
48
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for First Busey Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$26.29
- - -
+6.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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