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Company Analysis

Bridgewater Bancshares, Inc. - BWBBP

A comprehensive view of key metrics, scores, and financial health for Bridgewater Bancshares, Inc. -

Overview of Bridgewater Bancshares, Inc.

BWBBP NCM
Financial Services Banks - Regional
Bridgewater Bancshares, Inc. (BWBBP), in the Banks - Regional industry, last closed at $20.65, about 0.0% overvalued vs fair value, +8.1% 1Y return, ranked 769/1004 in sector.
$20.65
2.38%
As of March 13, 2026
Previous close • Vol 90d: 21.7%
52-Week Range
Enterprise Value
-
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.bridgewaterbankmn....
HQ Saint Louis Park, MN
Employees 322
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$245.9M
10.6%%
Interest Expense
$149.4M
Net Interest Income
$102.2M
-2.8%%
Total Revenue
$291.6M
170.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.4%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$10.0M
34.6% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Bridgewater Bancshares, Inc. - 's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
33
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
37
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BWBBP's balance between Growth (54.7%), Profitability (23.2%), and Safety (22.2%). Growth 55% Safety 22% Profitability 23%

Click axes to expand details. Marker shows current allocation.

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Growth

83th percentile vs peers
83
Key Signals
Rev Growth YoY 1.71 95p Revenue CAGR 3Y 29.2% 83p Asset Growth YoY 6.7% 66p
Strengths
  • Growth performance in top 20% of peers (percentile: 83)
  • Rev Growth Yoy in top 20% of peers (1.71, 95th percentile)
  • Revenue Cagr 3Y in top 20% of peers (29.2%, 83th percentile)
Risks

No significant risks identified for this axis.

Profitability

35th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

33th percentile vs peers
34
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Bridgewater Bancshares, Inc. - .

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Fair Value Range Current: $-
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