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Company Analysis

The Baldwin Insurance Group, In BWIN

A comprehensive view of key metrics, scores, and financial health for The Baldwin Insurance Group, In

Overview of The Baldwin Insurance Group, Inc.

BWIN NMS
Financial Services Insurance Brokers Mid Cap
The Baldwin Insurance Group, Inc. (BWIN), is a Mid Cap company, in the Insurance Brokers industry, last closed at $21.06, about 55.6% overvalued vs fair value, -48.1% 1Y return, ranked 918/1004 in sector.
$21.06
1.20%
As of March 13, 2026
Previous close • Vol 90d: 69.6%
52-Week Range
Market Cap
$2.04B
Enterprise Value
$2.08B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.baldwin.com
HQ Tampa, FL
Employees 4,000
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5
$9
$18
Current: $21.06 -56% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$121.4M
Net Interest Income
$-123.6M
-3.5%%
Total Revenue
$1.5B
9.3%%
Fee/Non-Interest Income
$1.6B
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-4.2%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating The Baldwin Insurance Group, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
36
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
45
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 95% Coverage
Trade-Off Triangle Visualization A ternary plot showing BWIN's balance between Growth (37.9%), Profitability (21.2%), and Safety (40.9%). Growth 38% Safety 41% Profitability 21%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

54th percentile vs peers
54
Key Signals
Revenue CAGR 3Y 15.8% 69p Rev Growth YoY 9.3% 45p EPS Growth YoY 74.2% 60p TSR -35.8% 31p
Strengths
  • Net Debt/Ebitda in top 20% of peers (9.07, 97th percentile)
  • Debt/Fcf Ratio in top 20% of peers (26.85, 88th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

30th percentile vs peers
30
Key Signals
Strengths
Risks
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Safety

58th percentile vs peers
59
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for The Baldwin Insurance Group, In.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$9.35
- - -
-55.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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