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Company Analysis

Broadway Financial Corporation BYFC

A comprehensive view of key metrics, scores, and financial health for Broadway Financial Corporation

Overview of Broadway Financial Corporation

BYFC NCM
Financial Services Banks - Regional Micro Cap
Broadway Financial Corporation (BYFC), is a Micro Cap company, in the Banks - Regional industry, last closed at $7.82, about 71.6% undervalued vs fair value, +4.8% 1Y return, ranked 917/1004 in sector.
$7.82
0.00%
As of March 13, 2026
Previous close • Vol 90d: 49.0%
52-Week Range
Market Cap
$72.01M
Enterprise Value
$100.80M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.cityfirstbank.com
HQ Los Angeles, CA
Employees 106
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$7
$13
$25
Current: $7.82 +72% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$63.9M
30.9%%
Interest Expense
$32.2M
Net Interest Income
$31.8M
7.8%%
Total Revenue
$33.3M
-4.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
0.3%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.6M
442.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
1
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Broadway Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
29
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
28
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing BYFC's balance between Growth (32.6%), Profitability (39.9%), and Safety (27.5%). Growth 33% Safety 27% Profitability 40%

Click axes to expand details. Marker shows current allocation.

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Growth

12th percentile vs peers
13
Key Signals
Revenue CAGR 3Y 11.2% 25p Rev Growth YoY -4.3% 8p Asset Growth YoY -5.1% 5p
Strengths

No notable strengths identified for this axis.

Risks
  • Growth in bottom 20% of peers (percentile: 12)
  • Rev Growth Yoy in bottom 20% of peers (-4.3%)
  • Asset Growth Yoy in bottom 20% of peers (-5.1%)

Profitability

15th percentile vs peers
16
Key Signals
Strengths
Risks
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Safety

10th percentile vs peers
11
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Broadway Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.42
- - -
+71.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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