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Company Analysis

Cadence Bank CADE

A comprehensive view of key metrics, scores, and financial health for Cadence Bank

Overview of Cadence Bank

CADE NYQ
Financial Services Banks - Regional
Cadence Bank (CADE), in the Banks - Regional industry, +43.9% 1Y return.
-
-1.66%
As of Jan. 30, 2026
Previous close • Vol 90d: 32.0%
52-Week Range
Enterprise Value
$8.35B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Fair
Valuation
Good
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 84%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://cadencebank.com
HQ Tupelo, MS
Employees 5,749
Fiscal year Dec 31

Next Events

Earnings Apr 20 Estimated

Fair Value Snapshot

Bear Base Bull
$18
$32
$61
Current: $None

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.5B
10.3%%
Interest Expense
$1.1B
Net Interest Income
$1.4B
6.3%%
Total Revenue
$1.8B
45.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.5%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$227.6M
44.3% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Cadence Bank's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
60
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
66
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 80% Coverage
Trade-Off Triangle Visualization A ternary plot showing CADE's balance between Growth (29.9%), Profitability (44.7%), and Safety (25.3%). Growth 30% Safety 25% Profitability 45%

Click axes to expand details. Marker shows current allocation.

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Growth

42th percentile vs peers
43
Key Signals
NII Growth YoY 6.3% 67p Equity Growth YoY 8.0% 59p EPS Growth YoY -5.1% 41p Asset Growth YoY -3.9% 7p
Strengths

No notable strengths identified for this axis.

Risks
  • Asset Growth YoY in bottom 20% of peers (-3.9%)

Profitability

63th percentile vs peers
64
Key Signals
Strengths
Risks
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Safety

36th percentile vs peers
36
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Cadence Bank.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$32.40
- - -
- upside
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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