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Company Analysis

Cathay General Bancorp CATY

A comprehensive view of key metrics, scores, and financial health for Cathay General Bancorp

Overview of Cathay General Bancorp

CATY NMS
Financial Services Banks - Regional Mid Cap
Cathay General Bancorp (CATY), is a Mid Cap company, in the Banks - Regional industry, last closed at $47.38, about 6.7% overvalued vs fair value, +7.7% 1Y return, ranked 344/1004 in sector.
$47.38
-0.90%
As of March 13, 2026
Previous close • Vol 90d: 26.0%
52-Week Range
Market Cap
$3.22B
Enterprise Value
$3.29B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.cathaygeneralbanco...
HQ Los Angeles, CA
Fiscal year Dec 31

Next Events

Earnings Apr 20 Estimated

Fair Value Snapshot

Bear Base Bull
$25
$44
$83
Current: $47.38 -7% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
7.5%%
Interest Expense
$566.8M
Net Interest Income
$674.1M
-9.1%%
Total Revenue
$1.4B
89.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.0%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$182.7M
63.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Cathay General Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
69
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
66
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing CATY's balance between Growth (31.5%), Profitability (34.4%), and Safety (34.1%). Growth 31% Safety 34% Profitability 34%

Click axes to expand details. Marker shows current allocation.

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Growth

64th percentile vs peers
65
Key Signals
Rev Growth YoY 89.8% 77p Asset Growth YoY 5.1% 57p Revenue CAGR 3Y 20.5% 56p
Strengths
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

70th percentile vs peers
71
Key Signals
Strengths
Risks
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Safety

70th percentile vs peers
70
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Cathay General Bancorp.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$44.19
- - -
-6.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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