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Company Analysis

Clover Health Investments, Corp CLOV

A comprehensive view of key metrics, scores, and financial health for Clover Health Investments, Corp

Overview of Clover Health Investments, Corp.

CLOV NMS
Healthcare Healthcare Plans Small Cap
Clover Health Investments, Corp. (CLOV), is a Small Cap company, in the Healthcare Plans industry, last closed at $1.98, about 194.4% undervalued vs fair value, -46.5% 1Y return, ranked 1039/1110 in sector.
$1.98
0.51%
As of March 13, 2026
Previous close • Vol 90d: 60.2%
52-Week Range
Market Cap
$1.04B
Enterprise Value
$839.67M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.cloverhealth.com
HQ Wilmington, DE
Employees 570
Fiscal year Dec 31

Next Events

Earnings May 5 Estimated

Fair Value Snapshot

Bear Base Bull
$5
$6
$7
Current: $1.98 +194% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$1.4B
8.8%%
Gross Profit
$364.8M
42.5%%
Operating Income
$-45.5M
74.7%%
Net Income
$-43.0M
79.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
-77.4%
Poor

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$18.6M
55.8% of FCF

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Clover Health Investments, Corp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
30
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Weak
16
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 85% Coverage
Trade-Off Triangle Visualization A ternary plot showing CLOV's balance between Growth (28.9%), Profitability (33.4%), and Safety (37.8%). Growth 29% Safety 38% Profitability 33%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

26th percentile vs peers
27
Key Signals
EPS Growth YoY 80.2% 72p Rev Growth YoY 8.8% 15p Revenue CAGR 3Y -2.3% 5p
Strengths

No notable strengths identified for this axis.

Risks
  • Rev Growth Yoy in bottom 20% of peers (8.8%)

Profitability

31th percentile vs peers
31
Key Signals
Strengths
Risks
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Safety

35th percentile vs peers
35
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Clover Health Investments, Corp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$5.83
- - -
+194.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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