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Company Analysis

Catalyst Bancorp, Inc. CLST

A comprehensive view of key metrics, scores, and financial health for Catalyst Bancorp, Inc.

Overview of Catalyst Bancorp, Inc.

CLST NCM
Financial Services Banks - Regional Micro Cap
Catalyst Bancorp, Inc. (CLST), is a Micro Cap company, in the Banks - Regional industry, last closed at $16.42, about 46.7% undervalued vs fair value, +39.7% 1Y return, ranked 787/1004 in sector.
$16.42
-0.30%
As of March 13, 2026
Previous close • Vol 90d: 18.0%
52-Week Range
Market Cap
$67.55M
Enterprise Value
$45.01M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://catalystbank.com
HQ Opelousas, LA
Employees 49
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$13
$24
$45
Current: $16.42 +47% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$13.9M
43.5%%
Interest Expense
$4.1M
Net Interest Income
$9.5M
23.9%%
Total Revenue
$15.3M
176%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-3.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Competitive Advantage Assessment

Evaluating Catalyst Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
30
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing CLST's balance between Growth (80.5%), Profitability (15.2%), and Safety (4.3%). Growth 80% Safety 4% Profitability 15%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

68th percentile vs peers
69
Key Signals
Rev Growth YoY 1.76 96p Revenue CAGR 3Y 22.5% 66p Asset Growth YoY 2.2% 36p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.76, 96th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

12th percentile vs peers
13
Key Signals
Strengths
Risks
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Safety

3th percentile vs peers
4
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Catalyst Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$24.08
- - -
+46.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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