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Company Analysis

CNA Financial Corporation CNA

A comprehensive view of key metrics, scores, and financial health for CNA Financial Corporation

Overview of CNA Financial Corporation

CNA NYQ
Financial Services Insurance - Property & Casualty Large Cap
CNA Financial Corporation (CNA), is a Large Cap company, in the Insurance - Property & Casualty industry, last closed at $48.72, about 8.8% overvalued vs fair value, +1.2% 1Y return, placing in the top 10% of its sector.
Metrics Rev Growth 5.1% ROE 11.6% Gross Margin 30.7% Div Yield 8.10%
$48.72
1.50%
As of April 28, 2026
Previous close • Vol 90d: 19.7%
52-Week Range
Market Cap
$12.99B
Enterprise Value
$15.54B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 84%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.cna.com
HQ Chicago, IL
Employees 6,600
Fiscal year Dec 31

Next Events

Earnings May 4 Estimated

Fair Value Snapshot

Bear Base Bull
$25
$44
$83
Current: $48.72 -9% vs base

Engine Room Money Flow™

Large Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$14.7B
5.1%%
Claims & Losses
$-10.2B
6.9%%
Underwriting Result
$1.6B
33.8%%
Net Income
$1.3B
33.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
69.3%
Fair

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.1B
84.6% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating CNA Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
46
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
56
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing CNA's balance between Growth (29.1%), Profitability (27.8%), and Safety (43.2%). Growth 29% Safety 43% Profitability 28%

Click axes to expand details. Marker shows current allocation.

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Growth

29th percentile vs peers
30
Key Signals
Equity Growth YoY 10.5% 44p Revenue CAGR 3Y 7.4% 31p Rev Growth YoY 5.1% 20p Asset Growth YoY 4.4% 33p
Strengths
  • Financial Leverage in top 20% of peers (6.14, 80th percentile)
Risks
  • Rev Growth YoY in bottom 20% of peers (5.1%)
  • Growth below peer median (percentile: 29)

Profitability

28th percentile vs peers
28
Key Signals
Strengths
Risks
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Safety

44th percentile vs peers
44
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for CNA Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$44.45
- - -
-8.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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