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Company Analysis

Capital One Financial Corporati COF

A comprehensive view of key metrics, scores, and financial health for Capital One Financial Corporati

Overview of Capital One Financial Corporation

COF NYQ
Financial Services Credit Services Large Cap
Capital One Financial Corporation (COF), is a Large Cap company, in the Credit Services industry, last closed at $179.79, about 3.8% undervalued vs fair value, +8.8% 1Y return, ranked 258/1004 in sector.
$179.79
1.32%
As of March 13, 2026
Previous close • Vol 90d: 37.7%
52-Week Range
Market Cap
$111.82B
Enterprise Value
$159.65B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.capitalone.com
HQ McLean, VA
Employees 76,300
Fiscal year Dec 31

Next Events

Earnings Apr 21 Estimated

Fair Value Snapshot

Bear Base Bull
$103
$187
$349
Current: $179.79 +4% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$46.0B
9.8%%
Interest Expense
$30.5B
Net Interest Income
$31.2B
6.7%%
Total Revenue
$69.3B
77.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.3%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$5.9B
132.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Capital One Financial Corporati's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
36
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
34
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing COF's balance between Growth (43.9%), Profitability (25.6%), and Safety (30.5%). Growth 44% Safety 31% Profitability 26%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

60th percentile vs peers
60
Key Signals
Rev Growth YoY 77.1% 84p Revenue CAGR 3Y 26.5% 88p TSR 37.5% 75p EPS Growth YoY -3.0% 22p EPS CAGR 3Y -24.4% 6p
Strengths
  • Rev Growth Yoy in top 20% of peers (77.1%, 84th percentile)
  • Revenue Cagr 3Y in top 20% of peers (26.5%, 88th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

35th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

41th percentile vs peers
42
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Capital One Financial Corporati.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$186.55
- - -
+3.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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