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Company Analysis

America's Car-Mart, Inc. CRMT

A comprehensive view of key metrics, scores, and financial health for America's Car-Mart, Inc.

Overview of America's Car-Mart, Inc.

CRMT NMS
Consumer Cyclical Auto & Truck Dealerships Micro Cap
America's Car-Mart, Inc. (CRMT), is a Micro Cap company, in the Auto & Truck Dealerships industry, last closed at $13.53, about 1794.3% undervalued vs fair value, -71.5% 1Y return, ranked 416/539 in sector.
$13.53
-11.22%
As of March 13, 2026
Previous close • Vol 90d: 76.1%
Market Cap
$112.23M
Enterprise Value
$952.63M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.car-mart.com
HQ Rogers, AR
Employees 2,300
Fiscal year Apr 30

Next Events

Earnings Mar 12 Call: Mar 12

Fair Value Snapshot

Bear Base Bull
$225
$256
$290
Current: $13.53 +1794% vs base

Engine Room Money Flow™

Micro Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$1.4B
-0.2%%
Gross Profit
$664.9M
4.6%%
Operating Income
$93.8M
265.5%%
Net Income
$17.9M
157.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
-293.6%
Poor

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
5
Active Leaks
1/5
Improving
2
High Impact
2
Critical
Locked Leak
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Locked Leak
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Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating America's Car-Mart, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
55
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
65
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing CRMT's balance between Growth (30.5%), Profitability (34.6%), and Safety (34.9%). Growth 30% Safety 35% Profitability 35%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

46th percentile vs peers
46
Key Signals
EPS Growth YoY 1.47 92p Revenue CAGR 3Y 5.3% 55p Rev Growth YoY -0.2% 34p TSR -17.2% 26p EPS CAGR 3Y -44.9% 6p
Strengths
  • Eps Growth Yoy in top 20% of peers (1.47, 92th percentile)
  • Current Ratio in top 20% of peers (3.83, 82th percentile)
  • Net Debt/Ebitda in top 20% of peers (8.26, 80th percentile)
  • Quick Ratio in top 20% of peers (3.53, 92th percentile)
  • Consistently strong margins across 4 metrics
Risks

No significant risks identified for this axis.

Profitability

52th percentile vs peers
53
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
53
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for America's Car-Mart, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$256.30
- - -
+1794.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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