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Company Analysis

Customers Bancorp, Inc CUBI

A comprehensive view of key metrics, scores, and financial health for Customers Bancorp, Inc

Overview of Customers Bancorp, Inc.

CUBI NYQ
Financial Services Banks - Regional Mid Cap
Customers Bancorp, Inc. (CUBI), is a Mid Cap company, in the Banks - Regional industry, last closed at $64.72, about 7.6% overvalued vs fair value, +26.9% 1Y return, ranked 733/1004 in sector.
$64.72
-2.68%
As of March 13, 2026
Previous close • Vol 90d: 35.2%
52-Week Range
Market Cap
$2.21B
Enterprise Value
$3.86B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.customersbank.com
HQ West Reading, PA
Employees 870
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$33
$60
$112
Current: $64.72 -8% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
-2.9%%
Interest Expense
$609.1M
Net Interest Income
$654.4M
-4.8%%
Total Revenue
$1.4B
105.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.8%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$34.4M
20.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Customers Bancorp, Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
42
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
38
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing CUBI's balance between Growth (45.1%), Profitability (25.9%), and Safety (29.0%). Growth 45% Safety 29% Profitability 26%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

83th percentile vs peers
84
Key Signals
Rev Growth YoY 1.06 84p Revenue CAGR 3Y 30.7% 85p Asset Growth YoY 11.6% 81p
Strengths
  • Growth performance in top 20% of peers (percentile: 83)
  • Rev Growth Yoy in top 20% of peers (1.06, 84th percentile)
  • Revenue Cagr 3Y in top 20% of peers (30.7%, 85th percentile)
  • Asset Growth Yoy in top 20% of peers (11.6%, 81th percentile)
  • Superior capital returns - 2 return metrics above peer median
Risks

No significant risks identified for this axis.

Profitability

48th percentile vs peers
48
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
54
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Customers Bancorp, Inc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$59.78
- - -
-7.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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