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Company Analysis

Community West Bancshares CWBC

A comprehensive view of key metrics, scores, and financial health for Community West Bancshares

Overview of Community West Bancshares

CWBC NCM
Financial Services Banks - Regional Small Cap
Community West Bancshares (CWBC), is a Small Cap company, in the Banks - Regional industry, last closed at $22.54, about 4.5% overvalued vs fair value, +24.8% 1Y return, ranked 600/1004 in sector.
$22.54
-0.22%
As of March 13, 2026
Previous close • Vol 90d: 22.3%
52-Week Range
Market Cap
$431.93M
Enterprise Value
$455.47M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.communitywestbank....
HQ Fresno, CA
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$12
$22
$40
Current: $22.54 -5% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$160.4M
56.6%%
Interest Expense
$49.5M
Net Interest Income
$110.4M
33.9%%
Total Revenue
$194.6M
70.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
2.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.3M
107.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Community West Bancshares's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
46
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
29
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing CWBC's balance between Growth (58.8%), Profitability (30.1%), and Safety (11.1%). Growth 59% Safety 11% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

68th percentile vs peers
69
Key Signals
Revenue CAGR 3Y 32.7% 87p Rev Growth YoY 70.4% 63p Asset Growth YoY 4.8% 56p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (32.7%, 87th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

35th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

12th percentile vs peers
13
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Community West Bancshares.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$21.53
- - -
-4.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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