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Company Analysis

Enterprise Financial Services C EFSCP

A comprehensive view of key metrics, scores, and financial health for Enterprise Financial Services C

Overview of Enterprise Financial Services Corp

EFSCP NMS
Financial Services Banks - Regional
Enterprise Financial Services Corp (EFSCP), in the Banks - Regional industry, last closed at $20.17, about 0.0% overvalued vs fair value, +6.9% 1Y return, placing in the top 25% of its sector.
$20.17
-0.69%
As of March 13, 2026
Previous close • Vol 90d: 21.5%
52-Week Range
Enterprise Value
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Overall Score
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Top Beats

Quick Facts

Website https://www.enterprisebank.com
HQ Clayton, MO
Fiscal year Dec 31

Next Events

Dividend Mar 15

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$849.2M
11.2%%
Interest Expense
$261.7M
Net Interest Income
$566.3M
0.9%%
Total Revenue
$912.4M
71.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.4%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$115.6M
63.7% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
0/2
Improving
1
High Impact
0
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Enterprise Financial Services C's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
67
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
72
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing EFSCP's balance between Growth (33.0%), Profitability (33.8%), and Safety (33.1%). Growth 33% Safety 33% Profitability 34%

Click axes to expand details. Marker shows current allocation.

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Growth

70th percentile vs peers
71
Key Signals
Rev Growth YoY 71.7% 65p Asset Growth YoY 10.9% 80p Revenue CAGR 3Y 22.8% 67p
Strengths
  • Asset Growth Yoy in top 20% of peers (10.9%, 80th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

72th percentile vs peers
73
Key Signals
Strengths
Risks
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Safety

71th percentile vs peers
71
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Enterprise Financial Services C.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Fair Value Range Current: $-
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