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Company Analysis

Employers Holdings Inc EIG

A comprehensive view of key metrics, scores, and financial health for Employers Holdings Inc

Overview of Employers Holdings, Inc.

EIG NYQ
Financial Services Insurance - Specialty Small Cap
Employers Holdings, Inc. (EIG), is a Small Cap company, in the Insurance - Specialty industry, last closed at $39.24, about 17.4% undervalued vs fair value, -22.4% 1Y return, ranked 934/1004 in sector.
$39.24
-0.56%
As of March 13, 2026
Previous close • Vol 90d: 29.2%
52-Week Range
Market Cap
$764.47M
Enterprise Value
$-1.70B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.employers.com
HQ Reno, NV
Fiscal year Dec 31

Next Events

Dividend Mar 18
Earnings Apr 30 Estimated

Fair Value Snapshot

Bear Base Bull
$26
$46
$86
Current: $39.24 +17% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$500.0K
400%%
Interest Expense
$500.0K
Net Interest Income
$-100.0K
98.3%%
Total Revenue
$858.2M
-2.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.1%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$72.5M
61.1% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Employers Holdings Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
39
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
37
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing EIG's balance between Growth (26.4%), Profitability (27.1%), and Safety (46.5%). Growth 26% Safety 47% Profitability 27%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

31th percentile vs peers
31
Key Signals
Revenue CAGR 3Y 6.3% 50p EPS Growth YoY 5.7% 41p EPS CAGR 3Y 4.1% 42p TSR -13.1% 26p Rev Growth YoY -2.5% 5p
Strengths
  • Interest Coverage Ratio in top 20% of peers ($1.5K, 93th percentile)
  • Strong liquidity position vs peers
Risks
  • Rev Growth Yoy in bottom 20% of peers (-2.5%)

Profitability

32th percentile vs peers
32
Key Signals
Strengths
Risks
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Safety

55th percentile vs peers
56
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Employers Holdings Inc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$46.07
- - -
+17.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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