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Company Analysis

Equity Bancshares, Inc. EQBK

A comprehensive view of key metrics, scores, and financial health for Equity Bancshares, Inc.

Overview of Equity Bancshares, Inc.

EQBK NYQ
Financial Services Banks - Regional Small Cap
Equity Bancshares, Inc. (EQBK), is a Small Cap company, in the Banks - Regional industry, last closed at $43.64, about 12.2% overvalued vs fair value, +9.3% 1Y return, ranked 896/1004 in sector.
$43.64
-0.14%
As of March 13, 2026
Previous close • Vol 90d: 25.6%
52-Week Range
Market Cap
$923.64M
Enterprise Value
$764.30M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.equitybank.com
HQ Wichita, KS
Fiscal year Dec 31

Next Events

Earnings Apr 14 Estimated
Dividend Apr 15 Ex-div: Mar 31

Fair Value Snapshot

Bear Base Bull
$21
$38
$72
Current: $43.64 -12% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$296.8M
20.3%%
Interest Expense
$104.8M
Net Interest Income
$186.2M
17.1%%
Total Revenue
$314.3M
45.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.6%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$19.8M
31.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Equity Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
40
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
35
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing EQBK's balance between Growth (31.2%), Profitability (26.8%), and Safety (42.0%). Growth 31% Safety 42% Profitability 27%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

56th percentile vs peers
57
Key Signals
Asset Growth YoY 19.5% 89p Rev Growth YoY 45.6% 38p Revenue CAGR 3Y 17.3% 46p
Strengths
  • Asset Growth Yoy in top 20% of peers (19.5%, 89th percentile)
  • Superior capital returns - 2 return metrics above peer median
Risks

No significant risks identified for this axis.

Profitability

48th percentile vs peers
49
Key Signals
Strengths
Risks
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Safety

76th percentile vs peers
76
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Equity Bancshares, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$38.31
- - -
-12.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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