Skip to content
Company Analysis

Erie Indemnity Company ERIE

A comprehensive view of key metrics, scores, and financial health for Erie Indemnity Company

Overview of Erie Indemnity Company

ERIE NMS
Financial Services Insurance Brokers Large Cap
Erie Indemnity Company (ERIE), is a Large Cap company, in the Insurance Brokers industry, last closed at $246.91, about 81.5% overvalued vs fair value, -41.9% 1Y return, placing in the top 10% of its sector.
$246.91
1.60%
As of March 13, 2026
Previous close • Vol 90d: 31.5%
52-Week Range
Market Cap
$12.91B
Enterprise Value
$12.26B
Overall Score
Scores locked

Create a free account to see overall and pillar scores for Erie Indemnity Company.

Top Beats
No strong beats yet

Quick Facts

Website https://www.erieinsurance.com
HQ Erie, PA
Employees 6,667
Fiscal year Dec 31

Next Events

Dividend Apr 21 Ex-div: Apr 7
Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$25
$46
$86
Current: $246.91 -82% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$0
Net Interest Income
$0
Total Revenue
$3.9B
16.7%%
Fee/Non-Interest Income
$3.9B
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
30.2%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$254.3M
42.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
Analysis based on partial data. Some metrics unavailable for complete assessment.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Erie Indemnity Company's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
76
/100
Strong
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Pricing Power

Moderate
67
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 77% Coverage
Trade-Off Triangle Visualization A ternary plot showing ERIE's balance between Growth (31.4%), Profitability (38.9%), and Safety (29.7%). Growth 31% Safety 30% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

60th percentile vs peers
61
Key Signals
Rev Growth YoY 16.7% 71p Revenue CAGR 3Y 13.1% 52p EPS CAGR 3Y 26.3% 80p EPS Growth YoY 34.6% 52p TSR -29.1% 36p
Strengths
  • Eps Cagr 3Y in top 20% of peers (26.3%, 80th percentile)
  • Interest Coverage Ratio in top 20% of peers (188.38, 90th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

75th percentile vs peers
75
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

57th percentile vs peers
57
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Erie Indemnity Company.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$45.69
- - -
-81.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info