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Company Analysis

FirstCash Holdings, Inc. FCFS

A comprehensive view of key metrics, scores, and financial health for FirstCash Holdings, Inc.

Overview of FirstCash Holdings, Inc.

FCFS NMS
Financial Services Credit Services Mid Cap
FirstCash Holdings, Inc. (FCFS), is a Mid Cap company, in the Credit Services industry, last closed at $193.07, about 72.4% overvalued vs fair value, +64.9% 1Y return, ranked 429/1004 in sector.
$193.07
1.11%
As of March 13, 2026
Previous close • Vol 90d: 25.6%
52-Week Range
Market Cap
$8.52B
Enterprise Value
$10.96B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://firstcash.com
HQ Fort Worth, TX
Fiscal year Dec 31

Next Events

Earnings Apr 30 Estimated

Fair Value Snapshot

Bear Base Bull
$30
$53
$100
Current: $193.07 -72% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.9M
51.7%%
Interest Expense
$121.3M
Net Interest Income
$-118.4M
-14.6%%
Total Revenue
$3.7B
8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
14.5%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$186.7M
56.5% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating FirstCash Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
55
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
57
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing FCFS's balance between Growth (32.7%), Profitability (30.5%), and Safety (36.7%). Growth 33% Safety 37% Profitability 31%

Click axes to expand details. Marker shows current allocation.

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Growth

54th percentile vs peers
55
Key Signals
Revenue CAGR 3Y 10.3% 61p Rev Growth YoY 8.0% 38p EPS Growth YoY 29.5% 53p EPS CAGR 3Y 11.5% 58p TSR 55.4% 84p
Strengths
  • Superior capital returns - 2 return metrics above peer median
  • Tsr in top 20% of peers (55.4%, 84th percentile)
  • Strong liquidity position vs peers
Risks

No significant risks identified for this axis.

Profitability

51th percentile vs peers
51
Key Signals
Strengths
Risks
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Safety

61th percentile vs peers
61
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for FirstCash Holdings, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$53.21
- - -
-72.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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