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Company Analysis

Fifth District Bancorp, Inc. FDSB

A comprehensive view of key metrics, scores, and financial health for Fifth District Bancorp, Inc.

Overview of Fifth District Bancorp, Inc.

FDSB NCM
Financial Services Banks - Regional Micro Cap
Fifth District Bancorp, Inc. (FDSB), is a Micro Cap company, in the Banks - Regional industry, last closed at $14.77, about 78.9% undervalued vs fair value, +20.0% 1Y return, ranked 879/1004 in sector.
$14.77
-0.61%
As of March 13, 2026
Previous close • Vol 90d: 11.2%
52-Week Range
Market Cap
$81.57M
Enterprise Value
$47.19M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.fifthdistrict.com
HQ New Orleans, LA
Employees 67
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$15
$26
$50
Current: $14.77 +79% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$19.3M
17.4%%
Interest Expense
$9.2M
Net Interest Income
$10.1M
0.1%%
Total Revenue
$10.1M
-8.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-0.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Fifth District Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
10
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 83% Coverage
Trade-Off Triangle Visualization A ternary plot showing FDSB's balance between Growth (69.0%), Profitability (15.9%), and Safety (15.1%). Growth 69% Safety 15% Profitability 16%

Click axes to expand details. Marker shows current allocation.

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Growth

37th percentile vs peers
37
Key Signals
Asset Growth YoY 9.7% 76p Rev Growth YoY -8.7% 5p
Strengths

No notable strengths identified for this axis.

Risks
  • Rev Growth Yoy in bottom 20% of peers (-8.7%)

Profitability

8th percentile vs peers
9
Key Signals
Strengths
Risks
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Safety

8th percentile vs peers
8
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Fifth District Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$26.43
- - -
+78.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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