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Company Analysis

Flushing Financial Corporation FFIC

A comprehensive view of key metrics, scores, and financial health for Flushing Financial Corporation

Overview of Flushing Financial Corporation

FFIC NMS
Financial Services Banks - Regional Small Cap
Flushing Financial Corporation (FFIC), is a Small Cap company, in the Banks - Regional industry, last closed at $14.96, about 45.0% undervalued vs fair value, +14.5% 1Y return, placing in the top 25% of its sector.
$14.96
-1.71%
As of March 13, 2026
Previous close • Vol 90d: 34.4%
52-Week Range
Market Cap
$506.90M
Enterprise Value
$973.16M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.flushingbank.com
HQ Uniondale, NY
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$12
$22
$41
Current: $14.96 +45% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$465.2M
15.9%%
Interest Expense
$250.7M
Net Interest Income
$181.9M
1.6%%
Total Revenue
$453.2M
263.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-4.3%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Flushing Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
19
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
8
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing FFIC's balance between Growth (82.4%), Profitability (10.3%), and Safety (7.3%). Growth 82% Safety 7% Profitability 10%

Click axes to expand details. Marker shows current allocation.

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Growth

59th percentile vs peers
59
Key Signals
Rev Growth YoY 2.63 98p Revenue CAGR 3Y 21.3% 60p Asset Growth YoY -3.8% 8p
Strengths
  • Rev Growth Yoy in top 20% of peers (2.63, 98th percentile)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-3.8%)

Profitability

7th percentile vs peers
7
Key Signals
Strengths
Risks
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Safety

5th percentile vs peers
5
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Flushing Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$21.69
- - -
+45.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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