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Company Analysis

First Hawaiian, Inc. FHB

A comprehensive view of key metrics, scores, and financial health for First Hawaiian, Inc.

Overview of First Hawaiian, Inc.

FHB NMS
Financial Services Banks - Regional Mid Cap
First Hawaiian, Inc. (FHB), is a Mid Cap company, in the Banks - Regional industry, last closed at $23.95, about 4.8% overvalued vs fair value, -2.6% 1Y return, placing in the top 25% of its sector.
$23.95
0.29%
As of March 13, 2026
Previous close • Vol 90d: 26.0%
52-Week Range
Market Cap
$2.96B
Enterprise Value
$2.73B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.fhb.com
HQ Honolulu, HI
Employees 1,997
Fiscal year Dec 31

Next Events

Earnings Apr 22 Estimated

Fair Value Snapshot

Bear Base Bull
$13
$23
$43
Current: $23.95 -5% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$980.0M
6.1%%
Interest Expense
$287.6M
Net Interest Income
$622.7M
-2.1%%
Total Revenue
$1.2B
50.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.8%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$172.8M
75.1% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating First Hawaiian, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
70
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
73
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing FHB's balance between Growth (23.5%), Profitability (41.8%), and Safety (34.7%). Growth 24% Safety 35% Profitability 42%

Click axes to expand details. Marker shows current allocation.

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Growth

34th percentile vs peers
35
Key Signals
Rev Growth YoY 50.8% 43p Revenue CAGR 3Y 15.3% 36p Asset Growth YoY 0.5% 22p
Strengths

No notable strengths identified for this axis.

Risks
  • Growth below peer median (percentile: 34)

Profitability

62th percentile vs peers
62
Key Signals
Strengths
Risks
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Safety

51th percentile vs peers
51
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for First Hawaiian, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$22.80
- - -
-4.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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