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Company Analysis

First Horizon Corporation FHN

A comprehensive view of key metrics, scores, and financial health for First Horizon Corporation

Overview of First Horizon Corporation

FHN NYQ
Financial Services Banks - Regional Large Cap
First Horizon Corporation (FHN), is a Large Cap company, in the Banks - Regional industry, last closed at $24.62, about 27.1% overvalued vs fair value, +36.3% 1Y return, ranked 383/1037 in sector.
Metrics P/E 12.4× Rev Growth 61.0% ROE 11.1% Gross Margin 67.3% Div Yield 2.67%
$24.62
0.12%
As of April 28, 2026
Previous close • Vol 90d: 25.2%
52-Week Range
Market Cap
$11.90B
Enterprise Value
$15.51B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 90%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.firsthorizon.com
HQ Memphis, TN
Employees 7,373
Fiscal year Dec 31

Next Events

Dividend Apr 1
Earnings Apr 15 Call: Apr 15

Fair Value Snapshot

Bear Base Bull
$10
$18
$34
Current: $24.62 -27% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$4.4B
6.1%%
Interest Expense
$1.6B
Net Interest Income
$2.5B
-1.1%%
Total Revenue
$5.0B
61%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.8%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.2B
166.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating First Horizon Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
60
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
69
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing FHN's balance between Growth (28.2%), Profitability (40.5%), and Safety (31.3%). Growth 28% Safety 31% Profitability 41%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

39th percentile vs peers
40
Key Signals
EPS Growth YoY 41.8% 84p NII Growth YoY -1.1% 37p Asset Growth YoY 2.1% 34p Equity Growth YoY -1.0% 8p
Strengths
  • EPS Growth YoY in top 20% of peers (41.8%, 84th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (-1.0%)
  • Growth below peer median (percentile: 39)

Profitability

57th percentile vs peers
57
Key Signals
Strengths
Risks
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Safety

44th percentile vs peers
44
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for First Horizon Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$17.95
- - -
-27.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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