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First Horizon Corporation (FHN) Company Overview

Company Analysis

First Horizon Corporation FHN

A comprehensive view of key metrics, scores, and financial health for First Horizon Corporation

Overview of First Horizon Corporation

FHN NYQ
Financial Services Banks - Regional Framework: Banks & Lenders Large Cap
First Horizon Corporation (FHN), is a Large Cap company, in the Banks - Regional industry, last closed at $25.51, about 29.8% overvalued vs fair value, +16.3% 1Y return, ranked 361/1078 in sector.
Metrics P/E 12.8× Rev Growth 7.3% ROE 11.1% Gross Margin 101.0% Div Yield 2.89%
USD 25.51
0.16%
(Delayed)
• Vol 90d: 21.5%
52-Week Range
Market Cap
$12.19B
Enterprise Value
$13.48B
Overall Score
Overall
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Good
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 86%
Updated: Jul 5
Top Beats

Quick Facts

HQ Memphis, TN
Employees 7,373
Fiscal year Dec 31

Next Events

Dividend Jul 1 Ex-div: Jun 12

Fair Value Snapshot

Bear Base Bull
$10
$18
$34
Current: $25.51 -30% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$4.2B
-3.8%%
Interest Expense
$1.6B
Net Interest Income
$2.6B
4.4%%
Total Revenue
$3.3B
7.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.2%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.3B
131.6% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating First Horizon Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
69
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
70
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing FHN's balance between Growth (26.0%), Profitability (38.2%), and Safety (35.8%). Growth 26% Safety 36% Profitability 38%

Click axes to expand details. Marker shows current allocation.

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Growth

36th percentile vs peers
36
Key Signals
EPS Growth YoY 37.9% 73p Asset Growth YoY 2.1% 31p NII Growth YoY 4.4% 30p Equity Growth YoY 1.3% 16p
  • Conservative leverage compared to industry peers
  • Equity Growth YoY in bottom 20% of peers (1.3%)
  • Growth below peer median (percentile: 36)

Profitability

53th percentile vs peers
53
Key Signals
Strengths
Risks
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Safety

49th percentile vs peers
50
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for First Horizon Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$17.92
- - -
-29.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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