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Company Analysis

Flagstar Financial, Inc. FLG

A comprehensive view of key metrics, scores, and financial health for Flagstar Financial, Inc.

Overview of Flagstar Financial, Inc.

FLG NYQ
Financial Services Banks - Regional Mid Cap
Flagstar Financial, Inc. (FLG), is a Mid Cap company, in the Banks - Regional industry, last closed at $12.20, about 40.7% undervalued vs fair value, +1.8% 1Y return, ranked 280/1004 in sector.
$12.20
-0.33%
As of March 13, 2026
Previous close • Vol 90d: 32.0%
52-Week Range
Market Cap
$5.08B
Enterprise Value
$16.71B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.flagstar.com
HQ Hicksville, NY
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$10
$17
$32
Current: $12.20 +41% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$6.0B
8.4%%
Interest Expense
$2.7B
Net Interest Income
$2.2B
-30.1%%
Total Revenue
$4.7B
81.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-15.0%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Flagstar Financial, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
11
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
5
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing FLG's balance between Growth (91.0%), Profitability (6.4%), and Safety (2.6%). Growth 91% Safety 3% Profitability 6%

Click axes to expand details. Marker shows current allocation.

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Growth

57th percentile vs peers
58
Key Signals
Revenue CAGR 3Y 46.9% 96p Rev Growth YoY 81.7% 71p Asset Growth YoY -12.6% 1p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (46.9%, 96th percentile)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-12.6%)

Profitability

4th percentile vs peers
4
Key Signals
Strengths
Risks
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Safety

1th percentile vs peers
2
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Flagstar Financial, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$17.16
- - -
+40.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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