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Company Analysis

The First of Long Island Corpor FLIC

A comprehensive view of key metrics, scores, and financial health for The First of Long Island Corpor

Overview of The First of Long Island Corporation

FLIC
Financial Services Banks - Regional
The First of Long Island Corporation (FLIC), in the Banks - Regional industry.
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Enterprise Value
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Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Completeness: 6%
Confidence: 2%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$167.3M
7.6%%
Interest Expense
$94.1M
Net Interest Income
$73.2M
-15.7%%
Total Revenue
$179.4M
11%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.5%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$21.1M
123.8% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating The First of Long Island Corpor's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
22
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
13
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 52% Coverage
Trade-Off Triangle Visualization A ternary plot showing FLIC's balance between Growth (8.9%), Profitability (23.4%), and Safety (67.7%). Growth 9% Safety 68% Profitability 23%

Click axes to expand details. Marker shows current allocation.

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Growth

7th percentile vs peers
8
Key Signals
Asset Growth YoY -2.8% 10p NII Growth YoY -15.7% 4p
Strengths
  • D/E Ratio in top 20% of peers (1.21, 88th percentile)
  • Debt/Assets in top 20% of peers (11.1%, 85th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Growth in bottom 20% of peers (percentile: 7)
  • Asset Growth YoY in bottom 20% of peers (-2.8%)
  • NII Growth YoY in bottom 20% of peers (-15.7%)

Profitability

19th percentile vs peers
20
Key Signals
Strengths
Risks
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Safety

57th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for The First of Long Island Corpor.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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  • Foreign companies with limited data coverage
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Fair Value Range Current: $-
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